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Health Insurance

Health insurance is a contract in which insurance firms guarantee protection against treatment costs incurred as a result of disease or an accident.

Motor Insurance

Motor insurance covers physical damage, natural disasters, and any losses incurred by the insured in the event of an unforeseeable catastrophe.

Life Insurance

Life insurance is a policy that provides financial protection to an insured person's dependents in the event of his untimely death. Policyholder pays a monthly, half-yearly, or annual premium.

Travel Insurance

Travel insurance is a type of insurance that protects you against the unknown costs of a trip. It comprises risk fees and other unanticipated expenses incurred on single or numerous trips. 


Companies Connected with us

Manipal cigna logo
aditya birla health logo
digit insurance company logo
HDFC life logo
care health logo
Niva bupa logo
Star health logo
Bajaj allianz logo

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Open and unbiased comparisons between the plans, quotes, and add-on benefits of Top insurers.

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Little to zero documentation is required which makes the process quick.

Stated premium, No additional fee

No additional fee for an agent, You’ll pay the stated premium rates!

Online issuance

Quick access benefits, and fewer verification requirements make the online issuance of the policy speedy.

End to End Guidance

Assistance from the point of policy purchase to the point of claim settlement. 


We assist clients in making wiser judgments when choosing budget-friendly insurance plans in India.

Policyxplore has been in the market for over 12 years. Here, we focus on providing a clear and fair comparison of the policies, prices, and extra benefits that insurance companies offer to their customers. Simplified terms and conditions, quick claim settlement, instant quotes from the best insurance companies, and unconditional support in the most difficult of circumstances.

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Frequently Asked Questions (FAQs)

What do you mean by insurance?

A contract between an insurer and an insured in which the insurer guarantees financial protection against costs incurred as a result of a disease or an accident.

What is pay as you drive insurance policy?

Pay as you drive insurance, also known as PAYD, requires policyholders to pay affordable premiums based on how much they drive. You are charged based on how frequently you drive the car.

It is a type of comprehensive car insurance plan that is beneficial for seasonal drivers, people who own numerous cars, people who utilise public transportation, and people who are frequently out of station and unable to use their own car.

How does health insurance work?

The premium for health insurance is paid to the insurance company by the policyholder. This premium is calculated based on their medical history, lifestyle, pre-existing condition, and a variety of other criteria. In exchange, the insurer covers the treatment’s medical costs.

Is KYC mandatory for health insurance?

Yes, the Insurance Regulatory and Development Authority of India (IRDAI) has mandated KYC (know your customer) to buy or renew Health, Car, and other insurance products in India beginning in August 2022. This new policy has been in effect since January. 

How is the insurance premium calculated?

The formula for calculating insurance premiums is as follows:

Monthly insurance premium = Monthly insured amount x Rate of Insurance Premiums

Monthly self-paid premium = Monthly insured amount x Insurance Premium Rate x Insured Person’s Self-Paid Ratio 

What is the meaning of motor insurance ?

Motor insurance protects you financially if your personal, two-wheeler or commercial vehicle is damaged or stolen, however third-party liability only covers third-party damage and loss costs.

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